Effective Date: [08/02/2026]
The information provided on Loanhelpline.in, our AI Agents, WhatsApp Chatbots, mobile applications, and social media channels (collectively referred to as “Services”) is for general informational purposes only. All information is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Services.
1. Not a Lender
Loanhelpline.in is a financial aggregator and advisory service provider. We are not a Bank, Non-Banking Financial Company (NBFC), or a direct lending institution. We act as a bridge connecting borrowers with our partner financial institutions. We do not provide loans directly, nor do we make credit decisions.
2. Nature of Partnerships & Sub-Aggregation
While Loanhelpline.in strives to partner directly with Banks and NBFCs, in some instances, we may process your loan application through third-party aggregators, master distributors, or financial networks with whom we have a business arrangement.
- Indirect Processing: This may occur if our direct agreement with a specific lender is under process, pending, or if utilizing a partner network ensures faster processing for your application.
- Consent: By applying, you consent to your application being routed through such authorized intermediaries to secure the best possible loan offer for you.
3. No Guarantee of Loans
Applying on our platform or interacting with our AI Agents does not guarantee the sanction of a loan. The final approval, loan amount, interest rate, and tenure are determined solely by the respective Banks/NBFCs based on their internal credit policies and the applicant’s credit profile.
4. AI Agent & Chatbot Disclaimer
Our Services utilize Artificial Intelligence (AI) and automated chatbots to assist users.
- Informational Only: Responses generated by AI are based on available data and patterns but do not constitute a final financial offer or binding commitment.
- Potential Errors: AI systems may occasionally produce inaccurate or outdated information (“hallucinations”). You are advised to verify all critical details (such as interest rates and processing fees) directly with our human support team or the official loan agreement provided by the Lender.
5. Accuracy of Information
While we strive to keep the interest rates, fees, and product details on our website updated, financial products are subject to frequent changes by the Lenders. Loanhelpline.in shall not be held liable for any discrepancies between the rates mentioned on our website/chatbots and the final offer provided by the Lender.
6. Limitation of Liability
Under no circumstance shall Loanhelpline.in or its owners, directors, employees, and affiliates have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the Services and your reliance on any information is solely at your own risk.
7. Fraud & Fee Warning (Important)
Loanhelpline.in does not charge any upfront fees from customers for processing loan applications.
- Beware of Imposters: We advise you not to pay any money to any person claiming to represent us asking for advance fees, GST, or insurance charges before the loan is disbursed.
- Reporting: If you receive such calls or messages, please ignore them and report them to us immediately at Hello@LoanHelpline.in.
8. Third-Party Links
The Services may contain links to other websites or content belonging to or originating from third parties (e.g., Bank portals). Such external links are not investigated, monitored, or checked for accuracy by us. We are not responsible for the privacy practices or content of these external sites.
