




Our Services
Home Loan
A home loan is a secured loan that helps you purchase, construct, or renovate your dream house. It allows you to own a property while repaying the amount in easy monthly installments over a flexible tenure. Home loans are offered by various banks and NBFCs at competitive interest rates, based on your income, credit score, and repayment capacity. You can also avail benefits like balance transfer, top-up loan, and tax savings under the Income Tax Act. With simple documentation and quick approval, a home loan makes homeownership easy and affordable for everyone.
Mortgage Loan
A Loan Against Property (LAP) is a secured loan that allows you to raise funds by pledging your residential, commercial, or industrial property as collateral. It can be used for multiple purposes like business expansion, debt consolidation, education, or personal needs. Offered by leading banks and NBFCs, this loan provides high loan amounts, longer repayment tenure, and attractive interest rates. The loan amount depends on the property’s market value and your repayment capacity. With easy documentation, quick processing, and continued ownership of your property, LAP is a smart way to unlock your asset’s true potential.
Mortgage Loan
A Loan Against Property (LAP) is a secured loan that allows you to raise funds by pledging your residential, commercial, or industrial property as collateral. It can be used for multiple purposes like business expansion, debt consolidation, education, or personal needs. Offered by leading banks and NBFCs, this loan provides high loan amounts, longer repayment tenure, and attractive interest rates. The loan amount depends on the property’s market value and your repayment capacity. With easy documentation, quick processing, and continued ownership of your property, LAP is a smart way to unlock your asset’s true potential.
Personal Loan
A Personal Loan is an unsecured loan that helps you meet your financial needs without requiring any collateral. It can be used for various purposes like medical emergencies, travel, wedding, education, or debt consolidation. Offered by banks and NBFCs, it comes with quick approval, minimal documentation, and flexible repayment options. The loan amount and interest rate depend on your income, credit score, and repayment capacity. With instant disbursal and no restriction on usage, a personal loan provides convenient access to funds whenever you need them.
Business Loan
A Business Loan is designed to help entrepreneurs and business owners meet their financial requirements for expansion, working capital, inventory purchase, or equipment upgrade. Offered by banks and NBFCs, it provides quick funding with minimal documentation and flexible repayment tenure. The loan amount and interest rate depend on business turnover, credit history, and financial stability. Whether you’re running a startup or an established enterprise, a business loan ensures smooth cash flow, growth opportunities, and financial stability to take your business to the next level.
Business Loan
A Business Loan is designed to help entrepreneurs and business owners meet their financial requirements for expansion, working capital, inventory purchase, or equipment upgrade. Offered by banks and NBFCs, it provides quick funding with minimal documentation and flexible repayment tenure. The loan amount and interest rate depend on business turnover, credit history, and financial stability. Whether you’re running a startup or an established enterprise, a business loan ensures smooth cash flow, growth opportunities, and financial stability to take your business to the next level.
Working Capital
A Working Capital Loan helps businesses manage their day-to-day operational expenses such as purchasing raw materials, paying salaries, or maintaining inventory. It ensures smooth cash flow and uninterrupted business operations. Offered by leading banks and NBFCs, this loan provides flexible repayment options, quick disbursal, and minimal documentation. The loan amount depends on the company’s turnover, financial performance, and repayment capacity. Ideal for small, medium, and large enterprises, a working capital loan supports business continuity and helps maintain financial stability during short-term cash flow gaps.
Machinery Loan
A Machinery Loan is a type of business loan that helps enterprises purchase, upgrade, or repair machinery and equipment essential for operations. It enables businesses to improve productivity, expand capacity, and enhance efficiency. Offered by banks and NBFCs, this loan provides high funding, quick approval, and flexible repayment options. The loan amount depends on the machinery’s cost, business turnover, and repayment capability. Suitable for manufacturers, construction firms, and small businesses, a machinery loan ensures smooth operations and supports growth through timely equipment financing.
Machinery Loan
A Machinery Loan is a type of business loan that helps enterprises purchase, upgrade, or repair machinery and equipment essential for operations. It enables businesses to improve productivity, expand capacity, and enhance efficiency. Offered by banks and NBFCs, this loan provides high funding, quick approval, and flexible repayment options. The loan amount depends on the machinery’s cost, business turnover, and repayment capability. Suitable for manufacturers, construction firms, and small businesses, a machinery loan ensures smooth operations and supports growth through timely equipment financing.
Professional Loan
A Professional Loan is a specially designed financial product for self-employed professionals such as doctors, chartered accountants, architects, engineers, and consultants. It helps meet various professional needs like setting up an office, purchasing equipment, managing working capital, or business expansion. Offered by leading banks and NBFCs, it comes with easy eligibility, minimal documentation, quick disbursal, and flexible repayment options. The loan amount and interest rate are based on income, credit history, and professional stability. A professional loan empowers experts to grow their practice and achieve financial independence smoothly.
Debt Consolidation
A Debt Consolidation Loan allows you to combine multiple existing loans or credit card dues into a single, manageable loan. It helps simplify your finances by replacing various high-interest debts with one lower-interest EMI. Offered by banks and NBFCs, this loan provides easy repayment, better financial control, and improved credit score over time. The loan amount depends on your income, credit profile, and existing obligations. With minimal documentation and quick processing, a debt consolidation loan is an effective way to reduce financial stress and regain control over your budget.
Debt Consolidation
A Debt Consolidation Loan allows you to combine multiple existing loans or credit card dues into a single, manageable loan. It helps simplify your finances by replacing various high-interest debts with one lower-interest EMI. Offered by banks and NBFCs, this loan provides easy repayment, better financial control, and improved credit score over time. The loan amount depends on your income, credit profile, and existing obligations. With minimal documentation and quick processing, a debt consolidation loan is an effective way to reduce financial stress and regain control over your budget.
Collateral Free Limit
A Collateral-Free Loan is an unsecured loan that does not require any property or asset as security. It is ideal for individuals and businesses needing quick funds for personal or professional purposes, such as medical emergencies, education, travel, or working capital. Offered by banks and NBFCs, it comes with simple documentation, fast approval, and flexible repayment options. The loan amount and interest rate depend on your income, credit score, and repayment capacity. With no collateral required, this loan provides easy and convenient access to funds when you need them most.
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Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.
Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Loan / EMI Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Customer Testimonials
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